<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Gevity Advisors Blog</title><description>Plain-English finance for owners of $1M to $20M businesses, from Donnell Martin, CPA. Cash flow, bank readiness, and the decisions behind the numbers.</description><link>https://gevityadvisors.com/</link><language>en-us</language><item><title>The 13-Week Cash Flow Forecast, Explained Like You&apos;re Not an Accountant</title><link>https://gevityadvisors.com/blog/13-week-cash-flow-forecast-explained/</link><guid isPermaLink="true">https://gevityadvisors.com/blog/13-week-cash-flow-forecast-explained/</guid><description>The 13-week cash flow forecast is the most useful report most owners have never built. What it is, why 13 weeks, and how to build yours this weekend.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate><category>Cash Flow</category></item><item><title>Your Bookkeeper Isn&apos;t Broken. You&apos;ve Just Outgrown the Job Description</title><link>https://gevityadvisors.com/blog/bookkeeper-vs-cfo/</link><guid isPermaLink="true">https://gevityadvisors.com/blog/bookkeeper-vs-cfo/</guid><description>Bookkeeper vs CFO is not a talent question, it is a job-description question. Here is the finance ladder for $1M to $20M businesses and where owners get stuck.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate><category>Financial Clarity</category></item><item><title>Do You Actually Need a CFO? The 7 Signs for $1M to $20M Businesses</title><link>https://gevityadvisors.com/blog/do-you-actually-need-a-cfo/</link><guid isPermaLink="true">https://gevityadvisors.com/blog/do-you-actually-need-a-cfo/</guid><description>Most owners hire finance help too late. Here are the seven signs a $1M to $20M business has outgrown bookkeeping, and what to do about each one.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate><category>Financial Clarity</category></item><item><title>What a Fractional CFO Actually Costs (Real Numbers, No Games)</title><link>https://gevityadvisors.com/blog/what-a-fractional-cfo-actually-costs/</link><guid isPermaLink="true">https://gevityadvisors.com/blog/what-a-fractional-cfo-actually-costs/</guid><description>How much does a fractional CFO cost? The market ranges, the pricing models, the traps, and the honest math for $1M to $20M businesses. No games.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate><category>Growth &amp; Exit</category></item><item><title>Why the Bank Said No (And the Report That Gets a Yes)</title><link>https://gevityadvisors.com/blog/why-the-bank-said-no/</link><guid isPermaLink="true">https://gevityadvisors.com/blog/why-the-bank-said-no/</guid><description>Business loan denied? Most declines are file problems, not business problems. Here is the exact package community banks want from a $1M to $20M business.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate><category>Banking &amp; Financing</category></item></channel></rss>